Thomas & Thomas is a team of trained and licensed advisors that has been serving federal employees and Prince George’s County School Board of Education employees for more than twenty years. Each member of our team has a thorough understanding of your benefits.

We work with A Rated Carriers to provide our clients with solutions to their financial planning by exposing them to opportunities that perhaps they were not aware of. We are confident that we have the tools to help us strive to bring the best possible results for our clients.

We strive to develop enduring relationships with our clients that will last so that we will always be available to help you accomplish your financial goals.



Today’s retirees are challenged more than any recent generation ever has.  More than ever before people are living longer. People are now living thirty or more years in retirement.  This means we must plan to take care of ourselves in retirement, for more years than our ancestors did.  We have all heard the expression that “the only thing worse than dying is outliving our money”. We have a strategy that can help you avoid this.

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 *Under current law, annuities grow tax-deferred. Annuities may be subject to taxation during the income or withdrawal phase. We do not give tax or legal advice. You should consult your own legal advisor. Withdrawals taken before age 59 and ½ may be subject to IRS penalties.


Broadridge Investor Communication Solutions, Inc. does not provide investment, tax, or legal advice. The information presented here is not specific to any individual's personal circumstances.

To the extent that this material concerns tax matters, it is not intended or written to be used, and cannot be used, by a taxpayer for the purpose of avoiding penalties that may be imposed by law. Each taxpayer should seek independent advice from a tax professional based on his or her individual circumstances.

These materials are provided for general information and educational purposes based upon publicly available information from sources believed to be reliable—we cannot assure the accuracy or completeness of these materials. The information in these materials may change at any time and without notice.